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Application process



How to apply for a Direct Loan?


  1. You must be registered as a regular student in an eligible program (see section Who can apply? )
  2. You must complete a Free Application for Federal Student Aid - FAFSA online. You must list the Université de Montréal on your FAFSA (code:  00836600).


    You must have a FSA ID, which allows you to electronically “sign” the document and make corrections, if necessary.

    If you need help completing this form, please refer to the FAFSA Guide

  3. Make sure you fill in our Application form, also available in paper format at the FAO. This form will allow us to better assess your educational expenses and establish your financial need.
  4. You must complete and sign a Master Promissory Note - MPN, one for each loan type (Direct subsidized/unsubsidized and Direct PLUS). Although we strongly encourage you to do it online, you may request a paper MPN by contacting the Applicant Services staff at 800/557-7394.


    Use your FSA ID to electronically “sign” your MPN.

  5. If you have never had a loan at the Université de Montréal under the Direct Loan program (formerly known as the Federal Family Education Loan – FFEL), you must complete an entrance counseling session online for each type of loan (Direct subsidized/unsubsidized and, if applicable, Direct PLUS).


    Use your FSA ID to electronically “sign” your entrance counseling session.

  6. Once we receive all the required documents, we will be able to assess your cost of attendance (COA) and determine the loan(s) you are eligible to receive, as established by the U.S. Department of Education. We will send you an e-mail with a detailed and personalized award letter, and you will have to confirm the loan amount you wish to borrow.
  7. The money will then be transferred to the Université de Montréal and we will first credit your loan funds to your tuition account. If any loan money remains, you will receive the funds by check. Make sure that your local address is correct; you can verify or update it by logging into your UdeM account

Make sure you have enough money to cover your expenses for at least the first month of your studies, in order to avoid to make any late payments because of an additional delay or any other issue delaying or preventing the disbursement of your loan(s).


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